Technology Insurance Services

IT Consultants - Software Programmers - Web Designers

Let us help you meet your contract requirements. My office can provide you with all the coverage you will need for your consulting company to meet your clients requirements and protect your business.

General Liability - General Liability & Property coverage is the most basic type of commercial insurance and is limited to liability claims of bodily injury or property damage. Coverage is provided for accidents on your premises or at your customers location.

Workers Compensation - Workers Compensation Insurance is required by regulation in most states when you have W2 employees. It provides medical and disability coverage for on-the-job injuries or work related illness. In many states principals such as owners, officers and partners can exclude themselves from workers compensation coverage. Your workers compensation policy also covers Employers Liability coverage that protects the company in the event that an employee alleges that the employers negligence or failure to provide a safe workplace was the cause of the employee's inury or illness.

Professional Liability (Errors & Omissions) - This coverage protects companies and individuals against loss (damages & defense costs) resulting from errors & omissions in their performance of professional duties. Common claims allege negligence, misrepresentation, design errors, violation of good faith and fair dealing and inaccurate advice.

Fidelity / Crime Coverage (First and Third Party Coverage) - This coverage protects organizations from loss of money, securities or other property resulting from crime. Common claims allege employee dishonesty, forgery, robbery, safe burglary, computer fraud, wire transfer, fraud, counterfeiting and other criminal acts.
First Party Fidelity covers your property.
Third Party Fidelity applies to your clients property.